Terms of Use & Disclaimer

Financial Advice.
THE MATERIAL ON THIS WEBSITE DOES NOT CONSTITUTE ADVICE AND YOU SHOULD NOT RELY ON ANY MATERIAL IN THIS WEBSITE TO MAKE (OR REFRAIN FROM MAKING) ANY DECISION OR TAKE (OR REFRAIN FROM TAKING) ANY ACTION.

The information contained on this website and from any communication related to this website is for information purposes only.

vWise, Inc. does not hold itself out as providing any legal, financial or other advice. vWise, Inc. also does not make any recommendation or endorsement as to any investment, advisor or other service or product or to any material submitted by third parties or linked to this website. In addition, vWise, Inc. does not offer any advice regarding the nature, potential value or suitability of any particular investment, security or investment strategy.

The investment and services mentioned on this website may not be suitable for you. If you have any doubts you should contact an independent financial advisor. Some of the investments mentioned may not be regulated under the Financial Services Act 1986 or other regulations and the protection provided to you by law will not apply.

This website contains links to other websites which are not under the control of and are not maintained by vWise, Inc. vWise, Inc. is not responsible for the content of those sites. vWise, Inc. provides these links for your convenience only but does not necessarily endorse the material on these sites.

vWise, Inc. does not make recommendations for buying or selling any securities or options. We provide information and it is up to our visitors to make their own decisions, or to consult with a registered investment advisor when evaluating the information on this site.

Site Availability.
The Site and the Membership may be temporarily unavailable from time to time for maintenance or other reasons. vWise assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, User communications.

vWise is not responsible for any technical malfunction or other problems of any telephone network or computer systems, servers or providers, computer or mobile phone equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any Site or combination thereof, including injury or damage to User’s or to any other person’s computer, mobile phone, or other hardware or software, related to or resulting from using or downloading materials in connection with the Web and/or in connection with the Membership, including any Mobile Client software.

Under no circumstances will vWise be responsible for any loss or damage, including any loss or damage to any User Content or personal injury or death, resulting from anyone’s use of the Site, any User Content or Third Party Applications, Software or Content posted on or through the Site or transmitted to Users, or any interactions between users of the Site, whether online or offline.

vWise reserves the right to change these Terms of Use at any time, effective immediately upon posting on the Site. Please check this page of the Site periodically. If you violate these Terms of Use, vWise may terminate your use of the Site, bar you from future use of the Site, and/or take appropriate legal action against you.

User Content.
You are solely responsible for the photos, profiles (including your name, image, and likeness), messages, notes, text, information, music, video, advertisements, listings, and other content that you upload, publish or display (hereinafter, “post”) on or through the Site, or transmit to or share with other users (collectively the “User Content”).

You may not post, transmit, or share User Content on the Site that you did not create or that you do not have permission to post. You understand and agree that vWise may, but is not obligated to, review the Site and may delete or remove (without notice) any Site Content or User Content in its sole discretion, for any reason or no reason, including User Content that in the sole judgment of vWise violates this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of users or others. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Content you post or store on the Site or provide to vWise.

When you post User Content to the Site, you authorize and direct us to make such copies thereof as we deem necessary in order to facilitate the posting and storage of the User Content on the Site. You acknowledge that vWise may retain archived copies of your User Content.

Termination.
vWise may delete your profile and any content or information that you have posted on the Site and/or prohibit you from using or accessing the Site for any reason, or no reason, at any time in its sole discretion, with or without notice, including if it believes that you are under 18.

Disclaimer of Warranties.
YOU HEREBY WAIVE ALL OTHER REMEDIES, WARRANTIES, GUARANTEES OR LIABILITIES, EXPRESS OR IMPLIED, ARISING BY LAW OR OTHERWISE, WHETHER OR NOT OCCASIONED BY THE NEGLIGENCE OF VWISE. YOU ACKNOWLEDGE BY YOUR USE OF THIS SITE THAT YOUR USE OF THE SERVICES OR PRODUCTS MENTIONED HEREIN AND ANY RELIANCE UPON THEM IS AT YOUR SOLE RISK, AND THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH SUCH PRODUCTS OR SERVICES. VWISE EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, QUALITY, PERFORMANCE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Waiver and Limitation of Liability.
VWISE HAS PRICED ITS SERVICE UPON THE UNDERSTANDING, AND YOU HEREBY ACKNOWLEDGE THE UNDERSTANDING, THAT VWISE WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY FORM OF CONSEQUENTIAL, INCIDENTAL, STATUTORY, PUNITIVE, EXEMPLARY OR INDIRECT DAMAGES OF WHATEVER KIND OR TYPE ARISING FROM ANY TYPE OF COMMERCIAL, BUSINESS, ENVIRONMENTAL, TORT, WARRANTY, CONTRACT, STRICT LIABILITY OR OTHER CAUSES ARISING DIRECTLY OR INDIRECTLY FROM OR IN CONNECTION WITH THE SITE.

YOU AGREE NOT TO JOIN IN ANY LAWSUIT WITH ANOTHER PERSON OR SERVE AS A CLASS REPRESENTATIVE OF ANY CLASS ACTION LAWSUIT AGAINST VWISE ARISING OUT OF YOUR PURCHASE OR USE OF PRODUCTS ORDERED VIA THE SITE.

Indemnification.
YOU AGREE TO DEFEND, INDEMNIFY AND HOLD COMPLETELY HARMLESS VWISE FROM AND AGAINST ANY AND ALL CLAIMS, DAMAGES, COSTS, AND EXPENSES, INCLUDING ATTORNEYS’ FEES, ARISING FROM OR RELATED TO YOUR USE OF ANY PRODUCTS OR SERVICES PURCHASED VIA THE SITE.

Privacy.
We respect your privacy and will never knowingly reproduce any personal information that would jeopardize your privacy. For details, please read our Privacy Policy.

Governing Law and Venue.
This Agreement, the entire relationship between you and vWise, and any litigation or other legal proceeding between you and vWise (whether grounded in tort, contract, law or equity) shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its choice of law rules. This contract is fully performable in Orange County, California.

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Our vision is to shape the future of participant engagement by harnessing the power of data to orchestrate compelling experiences that create unprecedented value to financial services providers and the people they serve.

Contact

(877) 820-8212

info@vWise.com

85 Enterprise
Suite #320
Aliso Viejo, CA 92656